1. Business Overview

Business type: Online-first accounting & bookkeeping firm for small businesses in Canada.

Core idea:
Sell recurring monthly accounting packages plus one-off services, delivered remotely via cloud tools and secure document exchange. Focus on being simple, responsive, and specialized in small businesses (micro, freelancers, SMEs).

Main revenue pillars:

  1. Monthly recurring packages (bookkeeping + compliance).

  2. One-time clean-up and setup projects.

  3. Tax and payroll add-ons.

  4. Advisory and consulting hours.


2. Target Market

Primary segments:

  • Solo entrepreneurs and freelancers (consultants, designers, IT, coaches).

  • Micro and small incorporated businesses (1–20 employees).

  • E-commerce and online businesses.

  • Local service businesses (salons, clinics, trades, small agencies).

  • Newcomers and immigrant entrepreneurs opening a business in Canada.

Geography:

  • Canada-wide, fully remote.

  • Physical address in North York, ON builds credibility, but delivery is online.


3. Value Proposition

WiseLedgerPro helps small businesses in Canada:

  • Stay compliant with CRA (tax, GST/HST, payroll).

  • Have clean, reliable books without hiring a full-time accountant.

  • Understand their numbers through clear, plain-English explanations.

  • Pay predictable monthly fees instead of ad-hoc chaos.

  • Get help fully online: digital onboarding, document upload, email/phone support.

Short version:

“Affordable, online accounting and bookkeeping for Canadian small businesses — fixed monthly fees, clear reports, and full CRA compliance.”


4. Service & Pricing Model (Indicative CAD Pricing)

You can tweak the numbers, but this gives a realistic, business-model-friendly structure.

4.1 Monthly Recurring Packages

All packages are subscription-style, billed monthly, with a minimum commitment (e.g., 3 months).

1) Starter Package – from CAD 260–320 / month

Target: Freelancers, solo consultants, very small businesses with low transaction volume.

Includes:

  • Up to ~80 transactions per month.

  • Bookkeeping and bank/credit card reconciliations.

  • Basic monthly Profit & Loss and Balance Sheet.

  • Support for 1 business bank account.

  • Email support during business hours.

  • Year-end package of organized reports for external tax filing (if you don’t file with WiseLedgerPro).

Optional add-ons (extra fee):

  • T1 personal tax return with business income.

  • GST/HST registration & filing.

  • Simple payroll for 1–2 people.

2) Growth Package – from CAD 450–550 / month

Target: Growing incorporated businesses with more activity and bigger needs.

Includes:

  • Up to ~200 transactions per month.

  • Bookkeeping + full bank and credit card reconciliation.

  • Monthly management reports and basic cash flow overview.

  • GST/HST preparation and filing (quarterly or monthly, as required).

  • Payroll for up to ~5 employees.

  • Email support plus scheduled phone/online check-ins.

Optional add-ons:

  • T2 corporate tax return.

  • Annual tax planning session.

  • Extra payroll headcount beyond 5 employees.

3) Premium Package – from CAD 800+ / month

Target: More established companies, higher volume, multiple systems or entities.

Includes:

  • Custom transaction volume and multiple bank/credit accounts.

  • Full monthly management reporting pack (P&L, Balance Sheet, cash flow, basic KPIs).

  • Advanced GST/HST and compliance guidance.

  • Payroll for larger teams (e.g., 6–20 employees).

  • Quarterly review calls with an accountant.

  • Priority email/phone support.

Optional add-ons:

  • Multi-entity consolidation.

  • Budgeting and forecasting.

  • Tailored management dashboards.


4.2 One-Time Services (Project / Fixed Fee)

These are great to acquire new clients and upsell into monthly packages.

  1. Historical Clean-Up / Catch-Up Bookkeeping

    • For clients with messy or incomplete books.

    • Pricing: from approx. CAD 600–2,500 depending on months/years and complexity.

    • Often quoted after a quick review of their data (X months × complexity factor).

  2. New Business Setup

    • Chart of accounts setup, basic processes, linking bank feeds, simple training.

    • Pricing: from CAD 350–750 as a one-off project.

    • Can include first month of bookkeeping at a promo rate.

  3. System Migration / Implementation

    • Migration into cloud accounting (e.g., from spreadsheets to software).

    • Pricing: custom, often CAD 800–2,000+ based on data volume.


4.3 Tax & Compliance Services

Offer tax as add-ons or bundles with monthly packages.

  • T1 tax return with business income:
    From CAD 250–450 per return, depending on complexity.

  • T2 corporate tax return:
    From CAD 900–1,500+ per corporation.

  • GST/HST registration and first filing setup:
    One-time setup from CAD 150–300.
    Ongoing filings included in higher-tier packages, or CAD 100–200 per filing as standalone.

  • Payroll setup:
    One-time from CAD 150–300.
    Ongoing per-employee fee if not included in package (e.g., CAD 15–25 per employee / month).


4.4 Advisory & Consulting Hours

Additional revenue from high-value, low-time services.

  • Advisory / consulting sessions: CAD 150–250 per hour.

  • Topics: cash flow, pricing, basic tax planning, systems, “financial health check” sessions.

  • Can be sold as small bundles (e.g., “3-hour advisory pack” at a slight discount).


5. Acquisition & Sales Funnel

Marketing channels:

  • Website wiseledgerpro.com with clear service pages and pricing section.

  • SEO for queries like “small business accountant Canada”, “online bookkeeping Canada”, “GST/HST filing help”.

  • Google Business Profile (local SEO: North York / Toronto).

  • Referrals from existing clients and partners (lawyers, immigration consultants, business coaches).

  • Content marketing: simple blog posts / guides for small business owners (e.g., “How to register for GST/HST”, “What is a Business Number in Canada”).

Sales process:

  1. Visitor lands on site → sees clear value proposition + pricing tiers.

  2. Fills out “Get a Quote” or “Book a Free Consultation” form.

  3. 15–30 minute discovery call.

  4. Send tailored proposal: choose between 2–3 packages and optional add-ons.

  5. Client signs engagement letter + pays first invoice or retainer.

  6. Onboarding, setup, ongoing monthly service.


6. Key Metrics & Unit Economics (Conceptual)

You can track:

  • Customer Acquisition Cost (CAC) – total marketing and sales cost per new client.

  • Average Monthly Revenue per Client (ARPC) – e.g., CAD 350–600.

  • Client Lifetime (in months) – aim for 24+ months.

  • Client Lifetime Value (LTV) – ARPC × lifetime.

  • Margin per package – after paying staff / contractors.

Basic goal:
Keep LTV > 3 × CAC, and healthy gross margin (e.g., 50–70% after paying bookkeepers/accountants).


7. Cost Structure

Main cost categories:

  • Professional staff / subcontractors (bookkeepers, accountants, admin support).

  • Software subscriptions (accounting, payroll, document management, practice management).

  • Marketing and advertising (website, SEO, ads).

  • Professional insurance & licenses.

  • Office & admin costs (even if mostly remote: virtual office, phone, etc.).

The business model works best when processes are standardized and a lot of work is done remotely and repeatably, allowing you to support many clients on similar tech stacks.


8. Positioning & Upsell Strategy

Positioning:

  • “Your remote accounting team in Canada – fixed-fee, small-business focused, cloud-based.”

Upsell paths:

  • From Starter → Growth when transaction volume grows or GST/HST and payroll become relevant.

  • From Growth → Premium when they hire more staff, want deeper reporting and advisory.

  • From bookkeeping only → tax and advisory add-ons.


If you tell me what exact price points you’d like to have on the website (for example, Starter 295, Growth 495, Premium from 895), I can rewrite this into a ready-to-publish Pricing & Business Model section in a more “marketing” tone.